What Are Money Market Funds?

Money Market Funds are mutual funds that invest in short-term, high-quality debt securities. They offer a safe way to earn higher returns than traditional savings accounts while maintaining excellent liquidity and capital preservation. These funds are ideal for conservative investors seeking steady income with minimal risk.

Low Risk

Invest in high-quality, short-term securities with minimal credit risk

High Liquidity

Access your money daily without penalties or waiting periods

Stable Returns

Earn consistent yields that typically exceed savings account rates

$1 NAV

Maintain stable $1 per share value for capital preservation

How to Start Investing

1

Choose Your Fund Type

Select from Government, Prime, or Municipal money market funds based on your risk tolerance and tax situation. Government funds offer the highest safety, while Prime funds typically provide higher yields.

2

Meet Minimum Investment

Ensure you have the minimum investment amount ready. Our funds start from as low as KES 5,000 (~$38), making them accessible to most investors.

3

Complete Investment Process

Click "Invest Now" on your chosen fund, complete the investment form, and fund your account. Your investment will typically begin earning returns the next business day.

4

Monitor & Manage

Track your investment performance through your dashboard. You can add more funds anytime or withdraw your money with typically same-day or next-day settlement.

Available Money Market Funds

Government Money Market Fund

U.S. Treasury Securities Only
13.8% APY
Current 5-Day Yield: 13.8% APY
Minimum Investment: KES 1,000 (~$8)
Liquidity: 5 Days
Expense Ratio: 0.15%
Ultra Low Risk
Invest Now

Prime Money Market Fund

Corporate & Bank Securities
27.0% APY
Current 30-Day Yield: 27.2% APY
Minimum Investment: KES 5,000 (~$45)
Liquidity: 30 Days
Expense Ratio: 0.25%
Low Risk
Invest Now

Municipal Money Market Fund

Tax-Free Municipal Securities
15.0% APY*
Tax-Free Yield: 15.0% APY
Minimum Investment: KES 10,000 (~$90)
Liquidity: 14 Days
Tax Equivalent Yield: ~4.8%**
Ultra Low Risk
Invest Now
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Important Investment Information

*Tax-free at federal level; may be subject to state taxes.
**Based on 28% tax bracket.

⚠️ While Money Market Funds aim to offer stable and consistent returns, they are not insured by FDIC or any government agency. Past performance is not a guarantee of future results. However, these funds are designed for capital preservation and daily liquidity. Please review full terms before investing.